Fintech Engineering

Regulated engineering. Resilient infrastructure.

Lending, payments, KYC/AML, risk and core platform engineering — built by teams that have shipped regulated financial systems for two decades.

CAPABILITIES

Cloud-native fintech systems, end-to-end.

01

Lending & origination

Underwriting, servicing, collections. US, EU, APAC contexts.

02

Payment infrastructure

Card, A2A, wallets, settlement, reconciliation engines.

03

KYC, AML & fraud

Identity, sanctions, monitoring, case management, SAR workflows.

04

Risk & decisioning

Real-time scoring, feature stores, explainable model governance.

05

Secure architecture

Tokenisation, HSM/KMS, fine-grained authz, zero-trust networking.

06

Reliability & observability

Sub-second SLOs, chaos, tamper-evident change evidence.

07

Cloud-native fintech

Multi-region, event-driven, regulator-friendly architectures.

08

Secure SDLC

SAST, SCA, secret scanning, signed artefacts, policy as code.

09

Auditability

Structured logs, automated evidence, first-attempt audit pass.

REFERENCE ARCHITECTURE

Transaction lifecycle — instrumented end to end.

RELIABILITY TARGETS

99.99%

Availability

Production payment paths

< 15m

RTO

Region failover

< 60s

RPO

Replicated ledgers

Annual

Audit cadence

SOC 2 / regulator

ANALYTICS & PREDICTIVE MODELING

Best-in-class analytics spanning the full credit lifecycle.

From underwriting to collections, loss forecasting to marketing — Cache builds state-of-the-art predictive modeling units grounded in deep banking, fintech, and regulatory expertise. Our teams understand Basel rules, model governance, and fair lending — and build ML models that stand up to audit scrutiny.

UnderwritingCollectionsLoss ForecastingPPNRMarketingBasel IIIFair Lending

CAPABILITY DEEP-DIVE

Analytics & Predictive Modeling Unit

Click to see how Cache can build out your risk, product and analytics functions with deep technical expertise across mortgage, auto, personal and small-business lending.

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TRUST POSTURE

Engineered to clear your audit on the first attempt.

25+ years inside regulated industries
Zero data exfiltration posture
SOC 2-aligned operating model
RBI / FEMA / GDPR awareness
PCI-grade architectural patterns
Auditable change & access controls

Build your India engineering capability with confidence.

Partner with a team trusted by global fintechs, banks, pharma and aviation for over 25 years.